How an Actuary Repurposed His Math Skills, Founder an AI Company and Changed Company Ratings (w/Dr.Holger Bartel, CEO RealRate)

Dr. Holger Bartel is CEO and founder of RealRate. Working at insurers, Holger saw first-hand how the company ratings process is biased and filled with conflicts of interest.

RealRate fills a niche of automating company ratings. Instead of analysts conducting personal interviews and spending half-year on a rating, RealRate automates and scales ratings using publicly available data.  RealRate uses hybrid AI brain to make the results 'explainable-by-design, by providing a structure that restricts data usage. Holger sees RealRate scaling by providing boutique M&A support services in the future.

He also explains what it's like being a European by values and culture working in the US environment, which often feels bigger and more aggressive in making claims.

After getting his PhD in statistics Holger founded several fintech companies, driven by the idea of changing markets using new technology, also working as appointed actuary in the insurance industry and with rating agencies.

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